Looking to buy a home? A pre-approval is a conformation from a lender that you qualify for a mortgage loan based on your income and credit history. The pre-approval typically specifies the term, interest rate, and loan amount of the mortgage and is valid for up to 120 days (conditions may apply).
If you are in the market to purchase a home, obtaining a pre-approval can be a valuable tool in making your offer stand out and can be the first step in the home purchase process.
Once you have an offer accepted, we will help you complete the purchase process with a mortgage approval!
We will work with you to ensure that all the steps are taken for your purchase!
REFINANCING AND DEBT CONSOLIDATION
Already have a mortgage? Refinancing will allow you to change the terms of your existing mortgage and take advantage of a lower interest rate.
Refinancing your home can be a great way to leverage the equity in your home, allowing you to improve your cash flow and simply your finances!
Is your mortgage renewal coming up and you are looking for a lower interest rate than offered by your current lender? We can help explore your financial options to ensure that you are getting the lowest rate possible.